San Francisco, CA vs Santa Cruz, CA
Cost of Living Comparison
Santa Cruz, CA is more affordable by 5.7 index points
Side-by-Side Comparison
| Category | San Francisco, CA | Santa Cruz, CA | Difference |
|---|---|---|---|
| Overall | 115.6 | 109.9 | +5.7 |
| Housing | 194.7 | 164.3 | +30.4 |
| Goods | 108.5 | 105.2 | +3.3 |
| Utilities | 172.6 | 152.7 | +19.9 |
| Other Services | 106.2 | 100.3 | +5.9 |
Income & Housing Comparison
| Metric | San Francisco, CA | Santa Cruz, CA |
|---|---|---|
| Median Household Income | $129,315 | $104,409 |
| Median Home Value | $1,073,300 | $951,300 |
| Median Monthly Rent | $2,336 | $2,094 |
| Per Capita Income | $68,958 | $52,887 |
Frequently Asked Questions
Is San Francisco, CA or Santa Cruz, CA cheaper to live in?
Santa Cruz, CA is more affordable. The cost of living difference is 5.7 index points (San Francisco, CA: 115.6, Santa Cruz, CA: 109.9).
Where is housing cheaper, San Francisco, CA or Santa Cruz, CA?
Housing is more affordable in Santa Cruz, CA. Housing index: San Francisco, CA (194.7) vs Santa Cruz, CA (164.3).